Additional Benefits not included in your Medical Plan
AFS has also arranged the option for you to purchase two kinds of additional travel insurance:
- 3rd Party Personal Injury/Property Damage Liability Insurance
- Baggage Insurance.
These can be purchased directly from an insurance company, here. These benefits are not part of the AFS participant medical or supplemental travel benefit program, but you may sign up at any time up until departure. Please note that you CANNOT buy this insurance once your AFS program has begun. Some hosting partners may require that you purchase this additional insurance in preparation for your program.
We also encourage you to explore other providers of these types of insurance coverage for your trip.
Additional Benefits included in your Medical Plan
In addition to the coverage described in AFS Participant Medical Plan, AFS has purchased additional benefits for AFS participants through Berkley. These Additional Benefits are not included in the regular medical insurance provided by AFS; they offer specific types of assistance during or after the program.
For the 2024 Medical Insurance plan, these optional benefits include:
- Accidental Death & Dismemberment
- Emergency Dental coverage
- Emergency Reunion benefits
- Trip Interruption benefits, “Tail” Medical Insurance
- Permanent Disability Insurance
- Bereavement and Trauma benefits.
Full details of the Additional Benefits are found in the AFS Medical Plan Information booklet 2024 which is provided to all AFS participants through December 31, 2024.
For the 2025 Medical Insurance plan, these optional benefits include:
- Accidental Death & Dismemberment
- Emergency Reunion benefits
- Trip Interruption benefits,
- “Tail” Medical Insurance
- Permanent Disability Insurance
- Bereavement and Trauma benefits.
Full details of the Additional Benefits are found in the AFS Medical Plan Information booklet 2025 which is provided to all AFS participants through December 31, 2024.